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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child

A) graduates from college.
B) marries.
C) reaches age 26.
D) reaches age 19.

2. When a buyer is considering a long-term care policy, they are encouraged to review carefully all policy

A) limitations.
B) agents.
C) facilities.
D) carriers.

3. Which type of life insurance policy is written under a single contract for both spouses in which it is payable upon the first death?

A) Joint.
B) Survivorship.
C) Spousal.
D) Dual capacity.

4. Predicting an individual ' s future earning potential and determining how much of that amount would be devoted to his dependents incorporates the

A) human life value approach.
B) loss exposure approach.
C) salary projection approach.
D) personal needs approach.

5. According to Health Insurance Portability and Accountability Act (HIPAA), when can a group health policy renewal be denied?

A) Participation or contribution rules have been violated.
B) Participation or contribution rules have been changed.
C) There have been too many claims in the previous year.
D) The size of the group has increased by more than 10%.

Solutions: